Relations of Financial Literacy and Decision-Making Skills to Teacher’s Financial Well-Being and Professional Qualities

Ladyline V. Martinez
Edilberto Z. Andal
March 2022  •  DOI: 10.53378/352871


This study determined the relations of financial literacy and decision-making skills in the financial well-being and professional qualities of select public school teachers. The study used descriptive-correlational design through a survey data gathering strategy. There were 177 teacher-respondents from fifteen schools in Candelaria East District, Division of Quezon in the Philippines. The participants on the survey conducted on April 2021 were majority 31 to 40 years old, female, married, bachelor’s degree holder, teacher 1 employment status, with salary range of P15,000 to P 24,000 from their 1 to 10 years of service. The results of the self-assessment showed that the teachers’ financial literacy and the decision-making skills were proven to be practiced. Furthermore, the financial well-being and professional qualities were also being practiced. This study recommends on the continuous education of the teachers with regards to the financial literacy. On personal level, being cautious in engaging with loans and disengagement with debt-trap are basic but powerful practices.

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